PRIVACY POLICY AND TERMS AND CONDITIONS

CREM is committed to protect and respect your privacy.

Please read these terms of use carefully before using this site. By accessing this site, you accept these terms and conditions without limitation.

Your privacy is important to us. It is CREM's policy to respect your privacy and comply with any applicable law and regulation regarding any personal information we may collect about you, including across our website, https://www.club-residents-etrangers-monaco.com/ operated in accordance with Monegasque law and owned by CREM. The use of this site is governed by the present general conditions. By using the site, you acknowledge having read and accepted these conditions. They may be modified at any time and without notice by CREM.

CREM shall not be held liable in any way for any misuse of the service.

 

SITE EDITOR

CREM

Le Mirabeau

1, Avenue Princesse Grace

98000 Monaco

Principauté de Monaco

Tél. : +377 97 98 01 77

Email : info@crem.mc

 

INFORMATION WE COLLECT

Information we collect includes both information you knowingly and actively provide us when using or participating in any of our services and promotions, and any information automatically sent by your devices in the course of accessing our services.

 

LOG DATA

When you visit our website, our servers may automatically log the standard data provided by your web browser. It may include your device’s Internet Protocol (IP) address, your browser type and version, the pages you visit, the time and date of your visit, the time spent on each page, other details about your visit, and technical details that occur in conjunction with any errors you may encounter.

Please be aware that while this information may not be personally identifying by itself, it may be possible to combine it with other data to personally identify individual persons.

 

PERSONAL INFORMATION

We may ask for personal information which may include the following information and more presented on our Application Form.

• Name
• Email
• Social media profiles
• Date of birth
• Phone/mobile number
• Home/mailing address
• Credit card

 

LEGITIMATE REASONS FOR PROCESSING YOUR PERSONAL INFORMATION

We only collect and use your personal information when we have a legitimate reason for doing so. In which instance, we only collect personal information that is reasonably necessary to provide our services to you.

 

COLLECTION AND USE OF INFORMATION

We may collect personal information from you when you do any of the following on our website:

• Sign up to receive updates from us via email or social media channels
• Use a mobile device or web browser to access our content
• Contact us via email, social media, or on any similar technologies
• When you mention us on social media
• When you fulfill the application form on our website

We may collect, hold, use, and disclose information for the following purposes, and personal information will not be further processed in a manner that is incompatible with these purposes:

• to enable you to customise or personalise your experience of our website and our services
• to contact and communicate with you
• to enable you to access and use our website and member area, associated applications, and associated social media platforms
• for internal record keeping and administrative purposes
• for security and fraud prevention, and to ensure that our sites and apps are safe, secure, and used in line with our terms of use

Please be aware that we may combine information we collect about you with general information or research data we receive from other trusted sources.

 

SECURITY OF YOUR PERSONAL INFORMATION

CREM Monaco undertakes to preserve the confidentiality of any personal information provided online by Internet users. Any personal information that users may be required to transmit to CREM for the use of certain services is subject to the provisions of Law No. 1.165 of 23/12/1993 on the protection of personal information. Internet users have the right to access, modify and delete this data. To exercise this right, please contact :

 

CREM – Club des Résidents Etrangers de Monaco

1, Avenue Princesse Grace

98000 Monaco

Phone : +377 97 98 01 77 | Email : info@crem.mc

 

When we collect and process personal information, and while we retain this information, we will protect it within acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use, or modification.

Although we will do our best to protect the personal information you provide to us, we advise that no method of electronic transmission or storage is 100% secure, and no one can guarantee absolute data security. We will comply with laws applicable to us in respect of any data breach.

 

LOGIN ET MOT DE PASSE

The email and password used to log in to the Member Area are strictly personal and confidential. Only CREM members can obtain a password to access the Member Area.

Members undertake not to disclose these identifiers.

 

HOW LONG WE KEEP YOUR PERSONAL INFORMATION

We keep your personal information only for as long as we need to. This time period may depend on what we are using your information for, in accordance with this privacy policy. If your personal information is no longer required, we will delete it or make it anonymous by removing all details that identify you.

However, if necessary, we may retain your personal information for our compliance with a legal, accounting, or reporting obligation or for archiving purposes in the public interest, scientific, or historical research purposes or statistical purposes.

 

DISCLOSURE OF PERSONAL INFORMATION TO THIRD PARTIES

We may disclose personal information to:

• a parent, subsidiary, or affiliate of our company
• third party service providers for the purpose of enabling them to provide their services, for example, IT service providers, data storage, hosting and server providers, advertisers, or analytics platforms
• our employees, contractors, and/or related entities
• our existing or potential agents or business partners
• sponsors or promoters of any competition, sweepstakes, or promotion we run
• courts, tribunals, regulatory authorities, and law enforcement officers, as required by law, in connection with any actual or prospective legal proceedings, or in order to establish, exercise, or defend our legal rights
• third parties, including agents or sub-contractors, who assist us in providing information, products, services, or direct marketing to you third parties to collect and process data

 

INTERNATIONAL TRANSFERS OF PERSONAL INFORMATION

The personal information we collect is stored and/or processed where we or our partners, affiliates, and third-party providers maintain facilities. Please be aware that the locations to which we store, process, or transfer your personal information may not have the same data protection laws as the country in which you initially provided the information. If we transfer your personal information to third parties in other countries: (i) we will perform those transfers in accordance with the requirements of applicable law; and (ii) we will protect the transferred personal information in accordance with this privacy policy.

 

YOUR RIGHTS AND CONTROLLING YOUR PERSONAL INFORMATION

You always retain the right to withhold personal information from us, with the understanding that your experience of our website may be affected. We will not discriminate against you for exercising any of your rights over your personal information. If you do provide us with personal information you understand that we will collect, hold, use and disclose it in accordance with this privacy policy. You retain the right to request details of any personal information we hold about you.

If we receive personal information about you from a third party, we will protect it as set out in this privacy policy. If you are a third party providing personal information about somebody else, you represent and warrant that you have such person’s consent to provide the personal information to us.

If you have previously agreed to us using your personal information, you may change your mind at any time. We will provide you with the ability to unsubscribe from our email-database or opt out of communications. Please be aware we may need to request specific information from you to help us confirm your identity.

If you believe that any information we hold about you is inaccurate, out of date, incomplete, irrelevant, or misleading, please contact us using the details provided in this privacy policy. We will take reasonable steps to correct any information found to be inaccurate, incomplete, misleading, or out of date.

 

USE OF COOKIES

We use “cookies” to collect information about you and your activity across our site. A cookie is a small piece of data that our website stores on your computer, and accesses each time you visit, so we can understand how you use our site. This helps us serve you content based on preferences you have specified.

 

LIMITS OF OUR POLICY

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and policies of those sites, and cannot accept responsibility or liability for their respective privacy practices.

 

CHANGES TO THIS POLICY

At our discretion, we may change our privacy policy to reflect updates to our processes, current acceptable practices, or legislative or regulatory changes. If we decide to change this privacy policy, we will post the changes here at the same link by which you are accessing this privacy policy.

If required by law, we will get your permission or give you the opportunity to opt in to or opt out of, as applicable, any new uses of your personal information.

Despite all the care taken in the writing of this site to ensure the accuracy of the information and despite regular updating, accidental errors cannot be totally excluded.

The information available on the site is subject to change at any time, and may have been updated. In particular, it may have been updated between the time it was downloaded and the time the user takes note of it.

CREM reserves the right at any time to modify, temporarily or permanently interrupt all or part of this site, without prior notice to the user. CREM shall not be held liable for any such changes.

 

INTELLECTUAL PROPERTY

All the content of the site crem.mc, graphics, images, texts, logos, gifs and icons as well as their formatting are the exclusive property of CREM with the exception of trademarks, logos or content belonging to other partner companies or authors. Any reproduction, distribution, modification, retransmission or publication of these various elements is strictly prohibited without the express written consent of the CREM association.

 

ACCEPTANCE OF THESE TERMS

You acknowledge that you have read this Agreement and agree to all its terms and conditions. By accessing and using the Website and Services you agree to be bound by this Agreement. If you do not agree to abide by the terms of this Agreement, you are not authorized to access or use the Website and Services. This terms and conditions policy was created with the terms and conditions generator.

 

CONTACT US

For any questions or concerns regarding your privacy, you may contact us using the following details: info@crem.mc

 

MEMBERSHIP APPLICATION TERMS

Please carefully complete all information on the online Application form.

Acceptance for membership is at the discretion of the Membership Committee and dependent upon payment of the subscription, which is calculated on a pro rata basis according to the date of membership acceptance.

Payment of your Joining Fee and Subscription will be requested following your notification of acceptance and can be made either by bank transfer, cheque at the Club or online with Credit Card.

Information contained in this form is mandatory and will be entered into our database. Pursuant to Law n°1.165 dated 23/12/1993 concerning data protection, you have the right to demand of the Association access, rectification or suppression. In your interests, we may from time to time disclose your details to other organizations (Prince Palace, government and partners, …). If you do not wish your details to be disclosed, please contact us.

As part of the promotion of its activities, the club reserves the right to reproduce or distribute any photograph or video taken at events it organizes or in which it participates. The image of a member may thus be reproduced or disseminated under the same conditions. All members therefore waive the right to the image during these events, as they waive any recourse against the club for the use made of their image. However, a CREM member may oppose the use of his image by a written notification addressed to the club.